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  • Full Time
  • USA

Locations: (Multiple)

Southern California, Kansas, Nebraska, Iowa, Minnesota, Missouri, Texas, Arizona, Illinois

The Underwriting Specialist is responsible for managing a book of business for our Nonprofit Human ServicesEducation and our Religious Organizations for profitability and growth, including responsibility for advising other underwriters and support staff on technical systems, processes, procedures, and consulting at the highest level of technical underwriting authority. The Underwriting Specialist fully reviews both new and/or renewal business, assesses risk of coverage, prepares quotes and responds to coverage questions, within the assigned authority level.  Reviews and approves underwriting decisions for lower authority level underwriters.  Prepares recommendations for review with a Commercial Lines Manager if policy is outside prescribed authority limits.   Builds successful relationships with agents to drive increased, positive business flow.  Works under limited supervision and exercises significant independent judgement in performing work.

As the Underwriting Specialist, you will be responsible for the following: 
• Analyzes exposures and determines acceptable risks for complex niche business to determine coverage and premium that is both adequate and competitive in the marketplace.
• Often handles or provides support to a more complex state, risk, regulatory environment, and CAT exposure.
• Takes a tactical approach to underwriting in order to achieve desired profitability and growth of book of business within established goals and business metrics.
• Exercises judgment and latitude based on industry experience in order to evaluate risk and make or recommend decisions as part of the overall department strategy.
• Analyzes inspection reports, location, risk, and financial reports to accept or reject new and renewal business in property and casualty lines.
• Manages risk portfolio to ensure the assigned book of business is tracking with established goals and key business metrics.
• Reviews, approves and or peer audits underwriting decisions for lower authority levels.
• Works collaboratively with Underwriting Assistants on accounts and agency relationships within assigned underwriting territory.
• May provide work direction to lower authority level underwriters and underwriter assistants.
• Provide backup support for commercial lines manager in their absence or during times of increased work load.
• Builds successful relationships with agents to drive increased, positive business flow.
• Takes initiative and seeks out new business opportunities.
• Communicates with Loss Control and Risk Management for inspections.
• Assist in training and mentoring lower level underwriters
• Performs other related work as assigned.

Education and Experience:
• High School diploma, or equivalent.
• Bachelor’s degree in business administration, finance or related field of study preferred.
• Chartered Property Casualty Underwriter (CPCU), Insurance Institute of America (IIA) or other related industry designation desired
• Six years of progressively responsible experience in commercial underwriting, including three years in a property and casualty insurance company preferred

Rich Benefits Package:
• 401K includes a match up to 6% at 100%.
• Generous time off program including; personal, holiday, and volunteer paid time off.
• Flexible work schedules.
• Wellness incentives.
• Free Basic Life and AD&D.
• Free short-term and long-term disability.
• Educational assistance program.
• 3 different medical plans options to meet individual needs, including dental and vision.
• Company sponsored community volunteer opportunities.

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"Brad, was a great Partner for Me and did an amazing job pre-screening amazing candidates for me. I couldn't be happier with the fantastic talent I now have after working with Brad."

Jeff Lumpp - President at Hylant

Independent Insurance Agency

"I had sworn off working with recruiters, until I began working with Brad Rowe. Since then, Brad was able to find us multiple candidates, and we have hired two of them over the last 6 months. PCIA is growing - we need qualified candidates, and Brad has found them for us! I even have an interview with a third possible person tomorrow."

Mike Cosgrove - CEO at Professional Concepts Insurance Agency, Inc.

Independent Insurance Agency

"I highly recommend Brad as a recruiter. He was able to see the vision we have for our firm, connect us with the right individual for the position we were looking to fill, and provide some value-added insights along the way. I look forward to working with Brad any chance I get."

Richard Brummel - Insurance Nerd / Leadership Geek

Independent Insurance Agency

"Brad is the best recruiter I have ever worked with. He is very knowledgeable about the industry he represents and can speak intelligently about the details. He is prepared, does his homework, delivers, and follows up. I appreciated his professionalism and attention to the human transaction. We have been and will continue to stay in touch because he is one of the great ones out there. Thank you for all you do Brad."

Michelle Viscuso CPCU, AU, AIS, AINS - Senior Field Manager at Frankenmuth Insurance

Insurance Carrier

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Courtney Deemer - District Sales Manager at Motorists Insurance Group

Insurance Carrier

"Brad was very professional and great to work with. He helped me find an amazing Underwriting candidate for a growing carrier that had pretty much spoken to the entire state of Michigan. I would definitely work with Brad again on future searches."

Erin Cross - SR. Recruiter at QuestPro Consultants

"Brad was very professional and great to work with. He helped me find an amazing Underwriting candidate for a growing carrier that had pretty much spoken to the entire state of Michigan. I would definitely work with Brad again on future searches."

Stephanie Anderson - Underwriting Manager at SET SEG

Insurance Carrier

"Brad was fantastic to work with! He was very detailed, knowledgeable and communicative throughout my interview and hiring process. He followed up with me before and after my interviews. He was a valuable link between myself and my potential employer. AND, he stayed in touch after I started my new job to make sure I transitioned well. If you are looking or someone to work with to advance your insurance career brad is someone you must consider!"

Kelly Komendera - Account Manager at Professional Concepts Insurance Agency, Inc.

Independent Insurance Agency

"Brad Rowe is the real deal! Working with him has been amazing. Brad shows top-notch professionalism, is highly dedicated to each client and takes a vested interest in you and what would be best for you. He not only found me the perfect agency to work for, but he also went above and beyond to search throughout the state of Michigan to find the best agency that fit my personality. I was on the job hunt for around four months before meeting Brad. After meeting Brad, it took less than two weeks for him to search all of Michigan, find a place that would best suit me, get me every piece of information I needed, set up an interview. He also went above and beyond to offer me tips for the interview. In that span of fewer than two weeks, I got the job! He knows what to look for in not only the agency, but what best fits your personality. I couldn’t be happier with the agency I now work for, and I couldn’t thank him enough for what he has done for me. To this day he still checks in on me to see how things are, how happy I am, and always asks if there’s anything he can do. I highly recommend getting in touch with Brad as soon as possible if you want to find a perfect fit and quickly!"

Tyler Polendo - Account Executive at PCIA

Independent Insurance Agency

"Working with Brad has been a great experience! Brad is an absolute professional who you can fully trust to work in your best interest. He has always been honest in his efforts and opinion, and carried himself with class. I definitely recommend Brad to anyone considering or needing his assistance."

Paul T. Hascher, CSP - Senior Loss Control Consultant at Frankenmuth Insurance

Insurance Carrier

"Brad is awesome! In less than a week he matched my skills with an opportunity at a top shelf agency while ticking all the boxes on my wish list! If you are looking for an insurance job, and you are serious, you have to talk to Brad!! Highly recommended."

Brenda Baty - Insurance Professional | Client Service Manager at Hylant

Independent Insurance Agency

"I would recommend anyone in the insurance industry have a conversation with Brad, even if you are not looking to make a change. I got to know Brad because of his involvement with Olivet College and his dedication to improving opportunities for future graduating classes. Through building of a professional relationship he was able to identify what makes me tick, and the high level of specific services I strive to provide clients. Then Brad approached me about a prospective employer that shared the same views and motivations for client success that I did, he was absolutely right! The employer and I were both on the same page and made a natural, smooth transition. Now a month later I am so happy at the new company and it is a VERY comfortable fit. It serves to show just how well Brad not only knows his clients, but the agency's he is recruiting for!"

Joel Schwiebert - Account Executive at Vredevoogd-Brummel Risk Management

Independent Insurance Agency